Simulator
Loan simulator
Calculate your indicative monthly payment — instantly, transparently, with no commitment.
Loan simulator
€50,000.00
€10,000.00 — €2,000,000.00
60 months · 5 years
12 months — 240 months
Market-linked · 4.00%
Indicative rate = ECB policy rate (MRO) + margin · as of 2026-09-22 — ECB · MRO 2.65 % + 1.35 pt
Your result
Estimated monthly payment
€920.83
Estimated total amount
€55,249.57
Total cost of credit
€5,249.57
Fixed borrowing rate
4.00 %
APR
4.00 %
Duration
60 months
Indicative simulation — it constitutes neither a credit offer nor a guarantee of acceptance. Final conditions depend in particular on the project, the applicant's situation and the review carried out by the competent party.
Scenario comparison
| Scenario | Duration | Monthly payment | Interest | Total cost |
|---|---|---|---|---|
| Shorter duration | 48 months | €1,128.95 | €4,189.73 | €54,189.73 |
| Your selection | 60 months | €920.83 | €5,249.57 | €55,249.57 |
| Longer duration | 72 months | €782.26 | €6,322.66 | €56,322.66 |